How a Houston HVAC contractor unlocked $425,000 in 6 days to staff a record summer season.

Lone Star landed three commercial property-management contracts inside of a month — a 41-unit rooftop retrofit, a school district HVAC overhaul, and a Class-A office tower service agreement. The pipeline was suddenly four times its trailing six-month average.

Marcus needed to hire two new crews, lease two service vans, and pre-pay equipment distributors with a 30% deposit. Every day he sat on the contracts was a day a competitor could swoop in. His bank had quoted him an 11-week SBA timeline. He didn't have 11 weeks. He had 11 days before the first install was scheduled to break ground.

His broker submitted the file through the XFundingIntel partner desk on a Monday morning. The owner intake already had three months of bank statements, a profit & loss, the signed contracts, and a voided check attached — none of which the broker had to chase.

Two MCA funders quoted within four hours. The broker selected a 12-month term at a 1.32 factor and walked Marcus through the offer the same afternoon. Stips were cleared inside 36 hours. The wire hit Lone Star's operating account on Day 6.

With capital in hand, Marcus onboarded two full crews within ten days, leased the vans, and pre-paid his equipment distributor for the rooftop units — locking in pre-tariff pricing that saved an additional $38,000.

All 41 rooftop units were installed inside the contractual window. The school district contract was completed two weeks ahead of schedule, triggering a performance bonus. Revenue for the quarter came in 62% above the prior trailing quarter.