XFundingIntel is a predictive deal sourcing platform for brokers and lenders. We analyze real-time business data and financial signals to surface companies actively looking for working capital, equipment finance and commercial loans, then hand them off qualified, exclusive and ready to close.
You bought a list of merchants who clicked a Facebook ad three to six months ago. Most never asked for funding. The few who did already took the money, closed the shop, or stopped answering. Your team spends eight hours dialing to surface one half-warm conversation, and the CPA on every funded file quietly doubles every quarter.
Aggregators repackage the same UCC filings, expired credit pulls and recycled D&B records. The merchant on your screen looks fundable on paper, but their last deposit was thirty days ago, the lien is fresh, and a competitor already wired them on Tuesday. By the time the data reaches your CRM, the deal economics are gone.
Lead vendors sell the exact same merchant to ten or twelve shops at once. You are not pitching a deal, you are racing a stopwatch against brokers two blocks over who paid the same fee for the same phone number. The owner picks up to four pitches in an hour, gets confused, ghosts everyone, and signs with whoever offered the lowest factor that morning.
The merchant you are calling already gets forty cold emails a week, robocalls every afternoon and copy-paste DocuSigns from shops they have never heard of. They have learned to hit ignore on every unknown number. Your reply rates collapse, your closers waste mornings on voicemails, and the few owners who do respond have already decided every broker is the same.
You are not bad at sales. You are buying garbage.
Every file starts the same way. A real owner asks for funding. We talk to them, qualify them, confirm the numbers, then hand the deal to one broker.
Not a lead. A live, vetted opportunity that wants to talk to you.
One broker. One deal. One handshake at a time.
We handle the prospecting and the qualifying. You spend your day speaking with owners who have already asked for funding.
A simple process with no surprises and no contracts you cannot exit.
Behind every connection we send brokers and lenders is a business owner who picked up the phone, told us what they need, and agreed to speak with a funder. No scraped lists. No bought data. People who are ready to talk.
Not just MCA. We bring brokers and lenders deals across the whole capital stack so your desk can keep more of what your team already writes.
From $10K to $2M. First through fourth position files welcome. Funding in as little as 24 hours.
Six to sixty month terms for growth and operations. Prime and subprime credit accepted.
From $25K to $5M for trucks, machinery and gear. New and used. Soft and hard collateral.
Cover gaps in buying, refinancing or seasonal cash flow. Close fast, refinance later.
Loans for buying, refinancing or improving the property. Owner-occupied and investor.
Fix and flip, DSCR and bridge to long term. Single family up to small multifamily.
If you're a business owner, move the slider, answer two quick questions and see an estimated funding range from our broker and lender network. No credit pull. No commitment. No spam.
Estimates are illustrative ranges based on aggregated partner data, not an offer of credit. Actual approval, amount and terms depend on lender underwriting.
One short form. A real lender follows up within 24 hours.
"We dropped three lead vendors and only kept XFundingIntel. Funded volume up 41% in two quarters and the team isn't chasing dead numbers anymore."
"Files come in clean. Bank statements, credit, notes, all there. Funders close them faster because we're not chasing missing docs."
"Every deal is actually ours. No one else is calling the same owner. Close rate went from 11% to 26% in three months."
"First introducer that didn't waste my underwriters' time. The stip pack is what I'd build myself if I had the bandwidth."
"We funded $2.3M in our first 60 days on the platform. The exclusivity guarantee is the reason I signed — and they've held it."
"I've been brokering MCA for 14 years. This is the cleanest deal flow I've ever paid for. Period."
"The owner intake is so detailed our funders quote within an hour. We close 2x faster than on aggregator leads."
"I cancelled my $9k/month lead spend after 30 days here. The math just isn't close."
"Replacement guarantee actually works. One file came back soft, they swapped it inside 24 hours. No drama."
"We went from 8 funded deals a month to 19. Same team, same lenders, just better files at the top of the funnel."
"Equipment finance files are notoriously messy. These come pre-qualified with the spec sheet attached. Game changer."
"Twenty-two years in this business. I've used every introducer there is. XFundingIntel is the only one I've renewed without negotiating."
"The owners they send actually pick up the phone. I forgot what that felt like after years on aggregator lists."
Seven funded transactions our broker and lender partners closed — across HVAC, trucking, restaurants, healthcare, real estate, e-commerce, and manufacturing.
$425K MCA funded in 6 days. 41 rooftop installs activated. Revenue +62% in 90 days.
$1.8M in trucks financed in 9 days. Locked in a $4.2M annual Amazon Relay lane.
$1.1M SBA closed in 38 days. Second concept open. Year-1 revenue tracking +27% over plan.
Slide between the appetite filter and the ROI calculator. One tells you who underwrites the file. The other tells you what it's worth.
Brokers: set your borrower's profile and we'll model it against every lender credit box on the network — a live count of who would underwrite before you've made a single phone call.
We offer two options. A small access fee plus a success fee on funded deals, or a straight revenue share on what you close from our connections. You pick what fits your shop and the numbers are agreed up front, no hidden costs.
Yes. Each business owner is sent to one broker at a time. We do not share or resell the same connection across other shops.
MCA, term loans, equipment, bridge, CRE and property loans across the US, UK and Canada. You pick the products and states you want during signup.
We push intake details into HubSpot, Salesforce, Pipedrive, GoHighLevel or Close. If you use something else, we deliver by webhook or Zapier.
If the contact info is wrong or the owner is no longer interested, flag it within seventy two hours and we replace it at no cost.
Most brokers are approved within forty eight hours. Your first qualified connections usually arrive the same week.
Brokers and lenders: tell us about your shop. If you are a good fit, you will be live and getting deals within forty eight hours. No long contracts.
See real deal samples, ask about pricing and meet the team that will support you.
Schedule a callClose the tab. Burn another month on shared leads and cold dials. Watch the shops with a real pipeline pull ahead while your team works twice as hard for half the deals.
Skip the cold lists. We hand you business owners who have already asked for capital, one broker per file, ready for the call. You close. We prospect.
This is the simplest way to add closeable deals to your desk. See if your shop qualifies for a partner spot.